Health Care Reform And The Underinsured - 1747 Words

Health Care Reform and the Underinsured Health Care reform is a major topic of discussion in today’s society, especially with the relatively novel release of the Patient Protection and Affordable Care Act (ACA) by the Obama administration. Historically, the health care system has disproportionally favored those of higher class and income, resulting in diminished health care for those that could not afford it. The Institute of Medicine’s (IOM) 2002 report, Unequal Treatment: Confronting Racial and Ethnic Disparities in Health Care, states that a lack of insurance substantially contributes to the proliferation of healthcare disparities. Furthermore, racial and ethnic minorities are most subject to these healthcare disparities because they are significantly more likely to be uninsured. (1) The history of health care reform in the United States, as it pertains to under-insured urban populations, will be discussed, with a specific emphasis on its impact on African-America ns; in addition, the modern resolutions to healthcare disparities will be assessed. The 17th century was one of discovery. It was when British settlers first arrived to North America and established the first North American colony. The US was non-existent and it would take over a century for colonists to gain independence from Britain. Tracing it back to its roots, America was founded by and populated by immigrants; however, nearly 300 years after the first settlers arrived, there is still a grossShow MoreRelatedThe Patient Protection And Affordable Care Act Essay1013 Words   |  5 PagesProblem: The Patient Protection and Affordable Care Act (ACA) leaves coverage gaps for millions of Americans. The ACA focuses on individuals without insurance, but in the meantime, increases the spread in those underinsured. Before the ACA the number of adults underinsured age 19-64 in 2010 was, 16 percent, or 29 million (The New Health Care). New estimates in 2014 indicate that 23 percent of adults 19-64 who were insured, or 31 million, had such high out-of-pocket costs or ded uctibles relative toRead MoreEconomics Outline Essay951 Words   |  4 PagesHealth Care Economic Issues Outline Abdel, Susan Erin, Irma September19, 2011 I. Introduction Providing health care service for uninsured and underinsured individuals in the United States is an ongoing concern. A report released by the U.S. Census Bureau reveals the number of uninsured Americans under age 65 rose from 45.7 million in 2008 to 50.0 million in 2009 and an estimated 25 million American’s were reported to be underinsured in 2007 (Gould, 2010). Uninsured are individuals not coveredRead MoreHealth Care in America790 Words   |  4 Pages Running head: Health Care in America Health Care in America: Impacts on the Uninsured and Underinsured Health Care in America Health care in America is a serious issue as it involves families that are unable to receive accessible, affordable and quality medical treatment. Middle class or impoverished families are unable to receive the benefits of health care due to low income levels and a volatile economy. Politicians discuss the reformation of the health care system, but people whoRead MoreHealthcare Reform And The Affordable Care Act1047 Words   |  5 PagesHealthcare reform was designed to help people of middle class to below poverty status afford healthcare insurance, in addition to providing quality care for everyone. When the â€Å"Affordable Care Act† rolled out, there were a lot of concerns in regards to the cost and mandating that everyone acquire insurance. 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Accordingly, different political and social groups have developed preconceived notions based on individual political biases and self-interestsRead MoreFree Medical Clinics Should Be Legal953 Words   |  4 Pagesfederally and state funded community health care centers treated 7 million patients. (http://www.friendshipmedicalclinic.org/about/benefit.html). Providing a person with a primary medical care home is the foundation for healthy living. Without diagnosis and management of mild to moderate chronic diseases, individuals may die or medically handicapped. Patients with a primary medical care home are not using the emergency rooms for primary care. Those patients, whose health conditions are managed throughRead MoreUninsured and Underinsured in America4421 Words   |  18 Pagesï » ¿ Uninsured and Underinsured in America By Audra Wellington PBHE 502 Abstract In America, we not only have the problem of the non-insured but the under insured which causes just about as much problem as the underinsured. Each group has contributed to the vast growing cost of healthcare. Over the last decade or two, the amount of uninsured has risen due to the job market in the economy and the fact that most insurances are tied to employmentRead MoreEssay Health Care Reform1525 Words   |  7 PagesHealth Care Reform There has been a lot of talk and debate lately over Health Care Reform, as people are trying to answer the question – Should a universally accessible health care system be implemented in the United States (US)? This ongoing highly debatable issue remains a hot topic among US citizens from all walks of life, from the very poor to the very wealthy. Health Care Reform affects everyone. The vast majority of the US population is very dissatisfied with the current state of health care